About us – Who we are and what we do
Austrian Payment Academy, a.k.a. APAc, is an ambitious and dynamically growing platform aspiring to provide people working in payment services with a comprehensive and versatile overview of relevant topics. These include payment infrastructure, card and retail payments, e-commerce, digital payments, marketing, legal aspects, and many other decisive elements of the industry.
How do we do it?
Our main sources of teaching and networking are thoroughly prepared courses divided into two categories: basic course (from German: “Grundkurs”) and “Special”.
- Contains 8 units covering every major payment topic in a comprehensive yet compact way
- Comprises 12 hours of expert teaching and lively discussions
- Allows course graduates to become members of APAc alumni, receiving access to numerous long-term benefits
- Unit I: Introduction, Overview, History
- Unit II: Payment Organisation, Methods, and Institutions
- Unit III: Card & Retail Payments
- Unit IV: Legal and Compliance
- Unit V: E-Commerce and Digital Payments
- Unit VI: Product Management, Marketing, Sales & Distribution
- Unit VII: Practitioner Session
- Unit VIII: Payment Technology, Outlook, Payment in Austria
- Single courses dedicated to deep-diving into complementary subjects of high importance, like “Fraud + Risk in Payments”
- Feature 2 hours of engaging presentations and panel discussions
- Free for the APAc alumni
Available Specials:
- Special Fraud and Risk: Meeting the Challenges
- Special Innovative Payment Technology in Retail
- Special Digital Euro and Cryptocurrencies
What do we focus on?

APAc Expertise

Flexible learning
Our participants don’t have to spend more than 2-3 hours per week with a total lead time of 4 weeks. We also offer a hybrid format, with on-site sessions in Vienna and remote live-streaming options.

Long-term benefits
Graduates receive a certificate of attendance and become members of the APAc alumni, which grants benefits such as access to specialist information in our archive, collection of podcasts with our experts, further events, and valuable industry contacts.

Training valuable specialists
Our course graduates possess the best possible cross-sectional knowledge and understanding of payment infrastructure, its standard instruments, and technological aspects.
Our speakers and partners
Our speaker team consists of outstanding professionals and industry experts who bring decades of expertise in finance, payments, technology, and legal services into our learning program. They have been holding leadership roles in top institutions such as PSA, Blue Tomato, BAWAG Group, Visa Europe, Wüstenrot Bank, and PayLife, among others, driving innovation in payment solutions, banking, and digital commerce. With deep industry insights and academic contributions, they provide a unique blend of practical and theoretical expertise in financial services and payments.
We also take great pride in having secured the support of and collaboration with renowned and influential institutions such as Erste Group, Visa, Euronet, Unzer, Hobex, Raiffeisen, and the Austrian Economic Chamber from the outset. Their contribution has proven invaluable in ensuring the stable growth of our offering and securing the top-quality of our services.